Ringgit and Sense BFM Media

Buying a house and turning it into a home is on the wish list of most but due to high building material and labour cost, how should you budget for your renovation? Kenneth Tan, a first time home buyer shares his experience so that we can avoid the expensive mistakes but also know where the cost savings are.

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Cryptocurrencies are increasingly mainstream with the launch of ETF's but what are the pitfalls of this asset class and will it replace fiat currencies one day? Andy Baehr, Managing Director at CoinDesk Indices tells us and also what are the lessons from the recent FTX trial and the fall of its founder, Sam Bankman Fried.

Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.

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Last week, EPF has reorganized its existing two accounts into three to include the new flexible account for all members under the age of 55.
Licensed financial planner, Angie Ng joins us to discuss the details of these changes, who and when you should dip into the new account.

Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
See omnystudio.com/listener for privacy information.

Death and taxes are said to be two unavoidable things in life which is why estate planning is an essential part of financial planning. Nor Fazlina, Chief Executive Officer, Maybank Trustees Berhad shares with us the difference between a will and a trust and the unique challenges women as well as Muslim women face in estate planning.

Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
See omnystudio.com/listener for privacy information.

The most famous value investor is Warren Buffett but what does this style of investing mean? Faridq Ridzuan, Vice President of CFA Society Malaysia  discussed the basics of it,  how to identify a value stock and the importance of portfolio construction.

Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
See omnystudio.com/listener for privacy information.

As part of the series on insurance this month, we delve into the 101 of Takaful. Idi Irwan, Executive Director of Bill Morrisons explains to us how Takaful is different from conventional Insurance products and the unique feature of surplus and deficit sharing.

Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
See omnystudio.com/listener for privacy information.