The Yetworth Podcast Yetworth

In this episode, Max and Emma run through the top six mistakes they've seen advisors make when having the disability income or long-term care insurance conversation with their clients -- and how to turn each mistake into an opportunity.

For the last episode in our series that covers our eBook, Planting the Seed: 20 Ways to Preserve Your Yetworth, we're splitting things up into two parts. In this second part, we dive into our specialties: long-term care insurance, disability insurance, and critical illness coverage. Learn how these policies can help your clients!

For the last episode in our series that covers our eBook, Planting the Seed: 20 Ways to Preserve Your Yetworth, we're splitting things up into two parts. In this first part, learn how annuities and life insurance can help someone through a disability event, and find out where these products can come up short.

Are you familiar with your clients' employee benefits options? We're not just talking worker's comp (although we do recognize its place) -- we're talking income replacement for illnesses (and long-term injuries) that happen off-the-job. Like, in real life. Are your clients *really* covered? Find out their options in this podcast episode.

PSA: Only 22% of initial Social Security Disability Insurance claims are approved! That’s essentially a 78% denial rate off the bat!

In this episode, get the facts about government DI benefits. Find out the importance of contextualizing the total maximum benefit which, in the private marketplace, can be millions of dollars (vs. around $75,000 maximum for California’s state disability potential – both programs cost 1-2% of your income!).  Get more bang for your buck by looking at the big picture, plus, hear a brief discussion on the concept of universal basic income.

What are your income stream options if you can't work anymore due to a disabling illness or injury? Max and Emma continue the episode on self-funding your way through a disability by running through the topics of business equity, legal settlements, and the ever-present crowdfunding mechanisms. This is part two of the self-funding section in our new ebook, Planting the Seed: 20 Ways to Preserve Your Yetworth.