231 episodes
The Business of Property The Business of Property
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- Business
The Business of Property follows the journey of two entrepreneurs working in the property world.
Stuart is a property investor with a focus on HMOs, mostly for the student market. He prefers a hands-off approach with most of his investment properties being remote.
Simon has a small portfolio of vanilla buy-to-let properties that he mostly self-manages. To make his property management easier he created Property and Tenant Manager (https://www.patma.co.uk/).
Simon and Stuart, along with guests, discuss the ups and downs they're experiencing in their property businesses. Along the way they share property news, business tips and anything else that happens to crop up their weekly chats.
Popular episodes include:
Getting started in property (https://www.thebusinessofproperty.com/59) - the first in a mini series discussing topics to consider when starting in property investment.
Property investment terms (https://www.thebusinessofproperty.com/12) - great if you're just getting started in property and need some help understanding the common jargon.
Property strategy terms (https://www.thebusinessofproperty.com/13) - another jargon busting episode that's great if you're early in your property journey or considering changing your property strategy.
Less property but relevant to everyone is a discussion on time management (https://www.thebusinessofproperty.com/10).
Last but not least are a couple of episodes that talk about angel investing (https://www.thebusinessofproperty.com/14) and property finance (https://www.thebusinessofproperty.com/15) more widely.
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How do you evaluate a property?
In the latest episode of the Business of Property podcast, host Simon delves into his process for evaluating properties from his desktop. He shares valuable insights on assessing floor plans, scrutinizing photos, and the benefits of virtual tours for a better grasp of a property's layout and condition. Simon also discusses using Google Street View and Maps to understand the property's surroundings and highlights the importance of reviewing the Energy Performance Certificate for rental compliance and improvement potential. He concludes by mentioning financial evaluation tools, such as the free buy-to-let profit calculator available from PaTMa.
Process overview:
Floor plans
Photos
(Virtual tour)
PaTMa combined Google Streetview and Google Maps tool
Costs ballpark (photos, again)
EPC
Start financial forecasts in PaTMa Prospector
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Episode links:
PaTMa browser extension.
Free buy-to-let profit calculator.
Find us on YouTube or LinkedIn: Simon.
Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.
Join our email newsletter for extra, exclusive resources.
Please leave a rating and review if you're enjoying the show.
This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today. -
Infinite ROI from the start, with Stuart French
In the latest episode of the Business of Property podcast, host Simon is joined by Stuart French, co-owner of Pineapple Group. Stuart imparts his expertise on navigating the myriad of challenges in the property investment landscape, from tax hurdles to financial planning and property management.
Stuart's journey in property investment is nothing short of inspiring. Imagine achieving an infinite return on your first property investment! That's exactly what Stuart did with a property he bought for £130,000 and, after some extensive renovations, refinanced for £210,000. His background as a structural engineer, coupled with a keen eye for potential, led him to the Medway area, where he capitalized on the growth opportunities presented by significant infrastructure developments.
But it's not just about the success stories. Stuart delves into the critical decisions that shape a property portfolio, such as navigating tax law changes and restructuring for efficiency. He shares his insights on balancing cash flow with capital growth and why London's current market conditions are ripe for investors with the means to dive in.
The Pineapple Group's comprehensive services are designed to streamline the investment process for those looking to invest in the UK from abroad.
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Episode links:
Special guest - Stuart French, from Pineapple Group.
Free Strategy Session Link for all listeners. Join us for a chat (fully booked until summer) and we’ll get you moving, or moving faster.
Find us on YouTube or LinkedIn: Simon.
Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.
Join our email newsletter for extra, exclusive resources.
Please leave a rating and review if you're enjoying the show.
This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.
Special Guest: Stuart French. -
The best mortgage rates, market urgency and EWS1 requirements
Host Simon is joined by Simon Glastonbury, a seasoned independent mortgage broker. They note an uptick in available properties but a corresponding dip in buyer urgency, and round-up the latest mortgage rates.
They delve into the nuances of the UK property market, noting an uptick in available properties but a corresponding dip in buyer urgency, which may lead to transaction delays. Simon G sheds light on the high fall-through rates and the emotional toll of collapsed deals. He also touches on lenders' meticulousness in the mortgage process, the challenges of down valuations, and options for dealing with them. They also discuss the current state of the EWS1 requirements for flats with cladding issues. Furthermore, Simon G finishes up with the best of current mortgage rates (and fees) for BTL and HMO investors.
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Episode links:
Special guest - mortgage broker Simon Glastonbury.
Property market "lack of urgency"
There are still flats without an EWS1
Find us on YouTube or LinkedIn: Simon.
Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.
Join our email newsletter for extra, exclusive resources.
Please leave a rating and review if you're enjoying the show.
This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.
Special Guest: Simon Glastonbury. -
Unbreakable Spirit: Philip Mallourides' Extraordinary Path in Property Investing
In this insightful episode of the Business of Property podcast, Simon chats with Philip Mallourides, a seasoned property investor, to unravel his unique property journey from rent-to-rent (before it was) to blocks of auction purchased flats.
Philip recounts how he inadvertently became a landlord in 1996, a move encouraged by market conditions. He shares his early experiences in property management and the evolution of the rent-to-rent model. The episode takes a poignant turn as Philip openly discusses his conviction and subsequent imprisonment, which led to a complete loss of his property portfolio. Demonstrating resilience, Philip speaks about the power of mindset in overcoming adversity and rebuilding his life. He also provides valuable insights into property auctions, emphasizing the importance of due diligence and strategic planning. This episode is a blend of personal narrative and professional wisdom, offering a compelling look at the highs and lows of property investment.
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Episode links:
Activate Your Success
Landlord Compliance Training
Find us on YouTube or LinkedIn: Simon.
Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.
Join our email newsletter for extra, exclusive resources.
Please leave a rating and review if you're enjoying the show.
This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.
Special Guest: Philip Mallourides. -
Unveiling the Secrets: Stuart's Key Learnings in Property Business
In this episode of The Business of Property podcast, co-hosts Simon and Stuart delve into the realities of managing property businesses.
Stuart reflects on the lessons learned throughout his property journey so far. The discussion provides valuable insights into the challenges and successes of running a property business, as shared by Stuart from his personal experience.
Join our email newsletter for extra, exclusive resources.
Episode links:
Stuart's £35k/month HMO business.
The spreadsheet.
Find us on Twitter, YouTube or LinkedIn: Stuart, Simon.
Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.
Join our email newsletter for extra, exclusive resources.
Please leave us a rating and review if you're enjoying the show.
This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today. -
Is a property business that loses money a good strategy?
In this episode of the Business of Property podcast, co-hosts Stuart and Simon engage in a lively debate about the meaning of a "real property business".
Simon presents a scenario where a property business makes a loss initially due to investment and maintenance costs but still generates income through rentals. Stuart stresses the importance of real-world profitability and is sceptical about a business that only shows a 5.1% return after four years. They explore the implications of accounting for profit and tax strategies, with differing views on when a property business should be considered genuinely profitable.
Join our email newsletter for extra, exclusive resources.
Episode links:
The spreadsheet.
Find us on Twitter, YouTube or LinkedIn: Stuart, Simon.
Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.
Join our email newsletter for extra, exclusive resources.
Please leave us a rating and review if you're enjoying the show.
This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.
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