218 episodes

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

The Rachel Cruze Show Ramsey Network

    • Education
    • 4.7 • 3.4K Ratings

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

    Smart Saving and Spending Tips to Try

    Smart Saving and Spending Tips to Try

    💵 Sign up for EveryDollar today. Create a free budget! 

    Show Description 
    To win with money, you have to be intentional. From buying a car the smart way to cutting out unnecessary expenses, I’m sharing my favorite tips for saving and spending. Plus, here’s how to know if you’re keeping your money in the right place.
     
    In This Episode
    ·     10 Cars You Should Never Waste Your Money On
    ·     10 Things Frugal People Avoid at All Costs
    ·     2 Budget Categories Everyone Must Have

    Next Steps
    ·     🚙 Here are 10 cars under 10K: https://www.youtube.com/watch?v=2xFFsnW913M
     
    ·     🙌🏼 Check out the Ramsey Car Guide: https://www.ramseysolutions.com/insurance/car-guide
     
    ·     📚 Preorder my new kids book: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/
     
    ·     🤩 Find more creative ways to save money: https://www.youtube.com/watch?v=eN2bt91r5BQ
     
    Offers From Today's Sponsors
    🏥 Learn more about Christian Healthcare Ministries.
     
    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership
     
    Ramsey Solutions Privacy Policy

    • 24 min
    Who Really Wants to Be a Millionaire

    Who Really Wants to Be a Millionaire

    💵 Sign up for EveryDollar today. Create a free budget!
     
    Show Description
    Sometimes making more money creates more problems—but reaching your financial goals is still worth it. Today’s episode covers all the things you wouldn’t expect about millionaires. From investment habits to frugal car choices, you don’t want to miss it!
     
    In This Episode
    ·      Things People Don’t Know About Millionaires
    ·      Become a Millionaire Making Less Than $60,000
    ·      4 Sneaky Problems With Making More Money
     
    Next Steps
    ·      🧐 Learn how I invested my money in 2023: https://www.youtube.com/watch?v=49hhHXAMFqo
    ·      🤯 This single mom paid off $180,000 of debt: https://www.youtube.com/watch?v=P-FebWGJjWw
    ·      💻 Start your wealth-building journey with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fiqS0Xl9cnP74k0AoehKs8PjbdhfdkF6m8OcsuqAxEQxq_QBlswI1saAgqcEALw_wcB
    ·      ✅ Find out which Baby Step you’re on and what to do next: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fj4T77fPCb9M4N8vAYj2V5GaI3YD3ALZi57RHLo7tiGYX_O0sKPozIaAs0sEALw_wcB
     
    Offers From Today's Sponsors
    🏥 Learn more about Christian Healthcare Ministries.
     
    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    • 23 min
    Make Your Money Work Smarter, Not Harder

    Make Your Money Work Smarter, Not Harder

    💵 Sign up for EveryDollar today - Create a free Budget! 
     
    Show Description 
    It’s no secret that everyone’s financial situation is different. But there are three money topics that relate to almost everyone on the planet: taxes, income and housing. Learn how to instantly make smarter money decisions in your everyday life.
     
    In This Episode
    ·     I Explain the Tax System in Under 10 Minutes
    ·     My Most Hated Financial Advice: Side Hustles
    ·     Renting vs. Buying

    Next Steps
    🧠 Need help with your taxes? https://www.ramseysolutions.com/taxes/tax-services
    😳 Want to hear more financial hot takes? https://www.youtube.com/watch?v=wSsZt04NIJU
    🚙 Need a cheap, reliable car? https://www.youtube.com/watch?v=2xFFsnW913M 
     
    Offers from Today's Sponsors
    🏥 Learn more about Christian Healthcare Ministries.
     
    Listen to more from Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership
     
    Ramsey Solutions Privacy Policy
     

    • 27 min
    How to Build Wealth That Will Change Your Family Tree

    How to Build Wealth That Will Change Your Family Tree

    💵 Sign up for EveryDollar today. Create a free budget! 

    Show Description 
    Does leaving your kids money help or hurt them in the long run? Do ancient wealth-building habits still apply today? And how do you know what kind of money advice actually works? I’m sharing my thoughts on all of this and more.

    Next Steps
    📕 Grab a copy of my kids book I’m Glad for What I Have: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpaQJTMavJXLa5OguBhnEKV4epQHwAO0i7SEPMgqLCl89uWmoHXMGeIaAoHxEALw_wcB
    🎥 Check out my episode on setting your kids up for financial freedom: https://www.youtube.com/watch?v=WObMxA2Y6M0
    🤔 Watch my video about millionaires who aren’t leaving their kids any money: [SP1] 
    ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar
    💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB
     
    Offers from Today's Sponsors
    🏥 Learn more about Christian Healthcare Ministries.
     
    Listen to more from Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 28 min
    Clever Tips for Saving and Spending Anyone Can Use

    Clever Tips for Saving and Spending Anyone Can Use

    💵 Sign up for EveryDollar today. Create a free budget! 
    Show Description 
    Want to learn clever tricks for saving money? This week I’m sharing wealth building lessons that anyone can take advantage of. I’ll also show you four easy ways to save $1,000 and give you some fun date night ideas that won’t break the bank!
     
    In this episode:
    ·      3 Wealth-Building Hacks Anyone Can Use
    ·      4 Ways to Easily Save $1,000 in a Month
    ·      5 Cheap Date Nights You’ll Actually Want to Go On

    Next Steps
    🏡 Find out how much house you can afford with Ramsey’s Mortgage Calculator: https://www.ramseysolutions.com/real-estate/mortgage-calculator
    📈 Track your investment progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator
    🍎 Check out my Groceries Saving Guide: https://www.ramseysolutions.com/budgeting/meal-planner
    💲 Find extra money with the 14-Day Money Finder: https://www.ramseysolutions.com/saving/moneyfinder
    ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar
    💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB
     
    Offers from Today's Sponsors
    🏥 Learn more about Christian Healthcare Ministries.
     
    Listen to more from Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 23 min
    Practical Ways to Reduce Your Financial Stress

    Practical Ways to Reduce Your Financial Stress

    💵 Sign up for EveryDollar today - Create a free Budget! 
     
    Want to stress less about money? This week, I’ll share the simple money habit that will reduce your money stress by 38%. Plus, you’ll find out where to invest your money so it can grow completely on its own (yup—even while you sleep), and you’ll also learn four simple ways to pay off your mortgage early.
     
    In this episode:
    ·      Easy Ways to Pay Off Your Mortgage Early
    ·      How to Reduce Your Financial Stress by 38% (Proven Plan)
    ·      6 Legit Ways to Earn Passive Income
     
    Next Steps
     
     🎥 Watch my Hidden Ways Homeownership Can Lose You Money[KB1]  video.
      🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.
    📄 Read more from Redefining Normal: A Ramsey Plan Comparison Study.
     ➡️ Join Financial Peace University, the #1 personal finance class in America that’s helped nearly 10 million people.  
     ➡️ Invest in your future with a SmartVestor Pro.
    🎥 Watch my How Investing Can Actually Lose You Money (Get This Right) video.
      
    Offers From Today's Sponsors
     
     🏥 Learn more about Christian Healthcare Ministries.
     
     
    Listen to More From Ramsey Network
     
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    🍸 Smart Money Happy Hour
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership
      
    Ramsey Solutions Privacy Policy
     [KB1]“Homeownership” should be one word. But I also want to make sure our wording here matches the title of the YouTube video.

    • 26 min

Customer Reviews

4.7 out of 5
3.4K Ratings

3.4K Ratings

Ehowz13 ,

I love Rachel!

My husband got me started on listening to The Ramsey show a few years back because he has been a life long listener. I immediately felt drawn to Rachel because she is a working mom who is so empathic and knows her stuff. I love listening to this show because it’s always actionable items that anybody can do regardless of where you are at financially.

YlimeMac ,

My Monday night go-to!

Love all the info I receive from this show! I say it’s my Monday night go-to, because I try to be like Rachel and challenge myself to clean up the kitchen before the show ends. :) Grateful to have encouragement to keep sticking to my family’s budget and revamp it as needed.

jlb83758483 ,

Love and look forward to this podcast!

So helpful and fun to listen to as my family and I work towards our goals! Thanks for making it fun and relatable. Dave and Rachel fans for sure in this house!

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