Paytm: Secure UPI Payments 4+

BHIM UPI, Recharge & Pay Bills

Paytm Mobile Solutions

Designed for iPhone

    • 4.7 • 39K Ratings
    • Free

iPhone Screenshots

Description

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is one stop solution for all your payment needs:

● Send money to your friends and family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband etc.) easily.

Your Paytm app is working and will keep working as usual beyond Mar 15th, 2024

Q: Can I continue to use Paytm to do recharges and pay my bills?
A: Yes, absolutely! You can continue using Paytm App for all your bill payments and recharges, like always.

Q: Will my Paytm QR code, Paytm Soundbox or Paytm Card Machine continue to work?
A: Yes. Your Paytm QR, Soundbox, Card Machine will continue to work as always.

Q. Can I continue to use Paytm Payments Bank Wallet?
A. Yes, you can continue to use, withdraw or transfer to another wallet or bank account until balance is available in the wallet. Please note you will not be able to make any deposits in the same after March 15, 2024, however all refunds and cashback can still be credited to your wallet.


Q. Will I be able to continue booking tickets? (travel, movies etc.)
A. All other services on Paytm app are unaffected, you can continue to use them on Paytm as usual.
Know the right facts and details here - https://paytm.com/important-updates

Safe, Reliable and Superfast UPI Payments
● Enter mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using Unified Payment Interface (UPI).
● Set your UPI PIN, which is a 4 or 6 digit number. It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to Rs 200, no PIN required.

Find great deals on grocery, food, and home decor items on Paytm ONDC app

Get Instant Pre-approved Personal Loans
● Loan amount starting from 10K to 2.5 lac
● Repay loan within 3-60 months
● Annual percentage rate (APR) (per annum monthly reducing): 10.5-35%
● Loan Processing fee: 0- 6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://personalfinance.adityabirlacapital.com/pages/individual/platform_partners.aspx
● Clix Capital Services Pvt. Ltd: www.clix.capital/our-partners/paytm/

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186

Use Postpaid Loan for all your everyday spends
● Postpaid Loan is a Spend Credit facility offered by Paytm’s NBFC partners in the form of small on-demand loans. It can be used to make online/offline purchases: groceries, fuel, shopping, restaurants, etc. Get instant credit of up to 60,000 and repay by 7th of next month.
● Credit Limit: 1,000 to 60,000
● Bill generation: 1st of every month
● Last date for repayment: 7th of the month
● Convenience fee: 0% to 3% plus GST

Eg:
A user has a credit limit of 10,000 with 1% convenience charge. If the user spends Rs. 5,000 in Jan, then on 1st Feb a bill for Rs.5,059 (spends + 1% convenience fee + GST) will be generated.

Our Lending partners:
● Aditya Birla Finance Ltd
● SMFG India Credit Company Ltd (Formerly Fullerton India Credit Company Ltd.)

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services

What’s New

Version 10.40.1

- Illuminate Your Payments! Our update auto-activates your torch for low-light QR scans
- Instant OTP Access! Link Paytm to other apps by effortlessly copying OTPs from the Homepage
- Send ₹1 for Confidence! You can verify your recipient directly from Chat

Ratings and Reviews

4.7 out of 5
39K Ratings

39K Ratings

9818429328 ,

Unable to pay from wallet despite completing KYC with Aadhar

The App is totally unhelpful in providing a solution to problems faced in making payment from wallet even after completing the KYC with Aadhar verification and submitting the PAN particulars. On one hand it says that your KYC is complete and you can transfer money to another person having Paytm account,but when you try to put through the transaction by opting for payment from wallet it says that your KYC is not complete and you have to upgrade your account. Even on the home page a sign of exclamation keeps on appearing. Since it is altogether impossible to reach their Customer Support people on phone, the App is totally useless in providing solutions to your problems.

vvvttt2015 ,

Takes too long to load

I use paytm a lot and I love it. There are many times, I am in a line to buy something, open paytm to scan and it takes way too long before I can click pay. It shows many notifications to link my bank, loads all the offers and what not and feels very sluggish. This ruins the the otherwise great experience of instance payment that paytm offers.

hvkale ,

UI glitches and notifications abuse

This app feels like a mobile web version instead of a native app. It’s perhaps not a native UIKit or SwiftUI app but cheap React Native or something. Not saying using those frameworks is bad but using those and not providing a great experience is definitely bad and that’s on developer, not framework provider. Many times the parts of the app UI go under status bar and/or homebar making me think it ignores SafeArea insets.

This app sends me promotional notifications even though I have unchecked all types of notifications in the app setting. I still receive spam notifications. This is clearly an abuse of Push Notifications and I’ll be reporting it.

Apart from all that really bad UX and malpractices, the app does the job, mostly, so 3 stars.

App Privacy

The developer, Paytm Mobile Solutions, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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